Opportunity Profile
First Home Buyer Help
- Funding
- $100,000 – $250,000
- Deadline
- Sep 30, 2026
- Status
- OPEN
- Type
- Down-Payment Assistance
Overview
Evergreen helps individuals bridge the down-payment gap for their first home purchase, paired with optional financial-readiness coaching.
Funds are released at closing through verified escrow — never directly to the applicant.
Funding Details
Assistance from $100,000 up to $250,000 per applicant, lifetime maximum.
Funds are forgivable after 5 years of continuous primary-residence occupancy.
Eligibility
First-time home buyers (no ownership in the past 3 years), primary residence in an eligible area, household income within programme limits, and a documented mortgage pre-approval.
Investment properties, second homes and refinancing are not eligible.
Requirements
- Government identification and proof of address
- Mortgage pre-approval letter
- Two recent pay stubs + two years of tax returns
- Completed homebuyer education course (Evergreen provides free options)
- Sales contract or letter of intent
Application Process
- 1
Take the free homebuyer education course
- 2
Submit pre-application with mortgage pre-approval
- 3
Eligibility confirmation letter
- 4
Reservation of funds (90-day window)
- 5
Closing — funds released to escrow
- 6
Annual occupancy confirmation for 5 years
- Funds are never released to the applicant — only to verified escrow at closing
- Forgiveness is automatic if occupancy continues — no re-application needed
- Refinancing or rental conversion within 5 years triggers partial repayment
No fees are payable to the funding organization at application stage. Fees discussed with FedOP relate solely to professional consulting services.
Official Opportunity Source
Official Opportunity Source
evergreenhousing.org
Listing verification updated Aug 26, 2026
Fedop Professional Support — Optional Add-On
The funding organization administers the program and makes all award decisions. FedOP Grant Services is a licensed, government-approved partner — where you engage us, the following professional services apply:
- Homebuyer education course enrollment
- Mortgage-pre-approval document review
- Sales contract checklist
- Closing-day escrow coordination
Need help positioning your application for this program?
Always confirm current details via the official source before committing effort.